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Local Advertising& Marketing
Free tool · No signup

Advertising Budget Calculator — free media mix planner.

Tell us your revenue and goals — get a recommended monthly budget and a real channel mix across Search, Meta, LinkedIn, Display, Geofencing, Pre-Roll, Geo Video, OTT, CTV, Streaming Audio, YouTube, and Radio. Real rate-card pricing. No signup. No email gate.

Used by small businesses sizing their first paid plan and by marketing managers stress-testing their current spend. Every channel-effectiveness figure is sourced.

Step 1 · Sizing

How much should you spend on advertising?

The 5–10% rule of thumb is too generic. The advisor below applies an industry-specific advertising-to-revenue rate, multiplied by your business stage (launching businesses spend more aggressively to build awareness before search demand exists) and your growth goal (aggressive growth requires above-baseline acquisition spend). The output is a realistic monthly range, not a flat percentage.

Step 2 · Allocation

Channel-mix calculator with real rate-card pricing.

Twelve channels, real CPMs and minimum monthly spends from the Haugo Digital programmatic rate card. Choose your goal — leads, foot traffic, awareness, or recruiting — and your region tier. The calculator allocates by channel effectiveness for that goal (anchored on Nielsen, Westwood One, Foursquare, eMarketer, and IAB performance data), shows you which channels lock at your budget, and computes year-one media plus optional one-time video creative production.

Step 1 · Budget Size Advisor
Sets the local / regional radius and audience size for the channel-mix calculator below.
$

Last 12 months · approximate

Baseline: 10% of revenue · source

Recommended monthly budget
$4,600 to $6,250/mo

10% baseline (SBA / Gartner industry %) × 1.30× (Growing) × 1.00× (Steady) = 13.0% of revenue/year  ·  $65,000/yr annualized.

3–7 years in, actively scaling

Loads the channel mix below

Industry baselines anchored on SBA + Gartner + Deloitte CMO surveys · Stage and growth multipliers from established growth-stage theory · Adjust budget manually anytime

Step 2 · Campaign Planner
$
$350$10K$25K$50K

Click the dollar amount to type any budget · Slider visualizes $350–$50K (no upper cap on typed budgets)

Primary goal
Where you serve customers
Do you have video creative ready?
How this worksChannels are funded at their real monthly minimum first — 100% of your budget goes to media. Campaign management & monthly reporting are already included in each channel rate, no carve-out. Digital rates from the Haugo Digital card. Radio is flexible: entry-level monthly schedules from $350/mo, 1-day event sponsorships from $100/day, and long-term 52-week plans starting at $650/mo (see radio plans for the tier breakdown). Leftover budget splits proportionally across active channels. SEM & Social need a 3-month commit; radio plans a 60-day cancellation. Local radio runs across the four Black Hills stations (KICK 104, KSKY, HITS 102.7, ESPN Rapid City); Regional radio runs 95.1 KSKY specifically (250-mile signal radius — matches the Regional footprint). Geofencing/Geo Video work at Local and Natl-Local. Video creative production is a separate one-time cost — only added if you don't already have a commercial ready.
Channel effectiveness ordering is based on published industry data (Nielsen, eMarketer, Foursquare, Westwood One, IAB, and others). View all data sources & citations →
Active channels
2
Total monthly impressions
164K
Freq. / person · Local
8.8×/mo
Plan tier
Growth
Notice reach can dip when budget grows? That's the trade-off working in your favor — premium channels like Search, Meta, CTV, and YouTube command a higher CPM precisely because they target intent and audience signal, not just eyeballs. Fewer raw impressions, dramatically higher conversion. The calculator picks volume at low budgets and precision at higher ones — exactly what each tier should do.
Recommended monthly mix% of $2,500
7.9×/mo
3-mo commit
83%
103,750 imps
$
3.9×/mo
From $350/mo · event/day rates avail.
17%
60,714 imps
$
Management & reporting included · No carve-out
Add another channelReallocates automatically
Min $1,200/mo
Min $2,000/mo · $35 CPM
Min $2,000/mo · $12 CPM
Min $2,000/mo · $8 CPM
Min $600/mo · $12 CPM
Min $600/mo · $12 CPM
Min $600/mo · $20 CPM
Min $540/mo · $18 CPM
Min $750/mo · $25 CPM
Min $1,500/mo · $50 CPM
Min $798/mo · $38 CPM
Min $2,000/mo · $0.24 CPV
Amount:$/mo
Why this mix · Diversified portfolio
Your 2-channel plan covers more of the day, more decision contexts, and more of the buying journey than any single channel can. Most consumers need 5–7 exposures to act[1] — stacking channels delivers that frequency without burning out any one audience. Each channel also makes the others cheaper to run.
Tax note · Investment, not just cost
Advertising is 100% tax-deductible in the year you spend it (IRC §162 / IRS Pub 334) — meaning every dollar you put into your plan reduces your business's taxable income that same year. Unlike a vehicle (depreciated 5 years) or equipment (7+ years), advertising deducts in full immediately, making it one of the most tax-favored ways to deploy capital while it builds brand equity that compounds for years. Read the full breakdown.
Monthly
$2,500
Year-one media
$30,000
+ creative (optional)
Step 3 · Review & launch

Real rate-card minimums, real radio plan rates, real production tiers — not guesses. Send the configuration and we'll come back with a tuned plan for your market.

Get this plan reviewed & launched →
Why this calculator

It is not just a percentage estimator.

Two-stage flow

Most calculators answer either “what should I spend?” or “where should it go?” This one answers both, in order, with the budget output of Step 1 feeding directly into Step 2.

Real rate-card pricing

Real CPMs and minimums — not theoretical numbers. SEM and social have 3-month commits. CTV starts at $1,500/mo. Radio starts at $350/mo. Video creative production is a separate one-time cost with three tiers ($2,750 / $5,000 / $7,000) only triggered when the recommended mix actually includes video.

Goal × region matrix

Sixteen distinct channel priority orderings — four goals × four region tiers — backed by Nielsen, Foursquare, Westwood One, eMarketer, and IAB performance data. A foot-traffic plan in a local market does not look like a lead-gen plan at national scale, and the calculator reflects that.

Radio + digital, integrated

Most agency calculators ignore radio. This one integrates Local Radio at $350/mo into the same channel-mix math — useful because radio + digital pairings outperform either alone in Nielsen MMM analysis (radio delivers an incremental 20–24% reach lift on top of TV-only plans).

Every effectiveness figure on the calculator and on this page is sourced on the references page — direct links to Nielsen Insights, Westwood One blog posts, the Krugman 1972 effective-frequency paper, IRC §162, IRS Publication 334, FASB ASC 720-35, and the Schmidt & Eisend 2015 meta-analysis.

How to use it

Five steps. About three minutes.

  1. 1
    Tell the advisor about your business

    Enter your annual revenue (or the revenue you are targeting), your industry, your business stage (launching / growing / established / mature), and your growth goal (maintain / steady / aggressive / major expansion). The advisor multiplies an industry-specific advertising-to-revenue rate by stage and growth multipliers to recommend a realistic monthly budget range — not a flat percentage.

  2. 2
    Hand off to the channel-mix calculator

    Click "Apply" to send the recommended monthly budget to the channel-mix calculator below. Choose your primary goal (leads, foot traffic, awareness, or recruiting) and region tier (Local, Regional, Nationwide-Regional, Nationwide-Local).

  3. 3
    Review the recommended channel mix

    The calculator allocates your monthly budget across the channels that are most effective for your goal and region — Search, Meta, LinkedIn, Display, Geofencing, Pre-Roll Video, Geo Video, OTT, CTV, Streaming Audio, YouTube TrueView, and Radio. Channels that do not fit at your budget show as locked, with the minimum spend needed to unlock them.

  4. 4
    Adjust and lock in your plan

    Add or remove channels manually. Enter existing "Other" spend (billboards, print, an agency retainer) so it is recognized but not competing. Toggle video creative production if you do not already have a commercial. The year-one media total and optional production cost update live.

  5. 5
    Get the plan reviewed (optional)

    Click "Get this plan reviewed" at the bottom of the calculator to send the exact plan to an advertising specialist for confirmation, refinement, and launch — no retyping. Reply turnaround is typically same day.

Industries we work with

The calculator covers 16 industries.

Step 1 above includes industry-specific advertising-to-revenue rates for restaurants, home services, auto dealers, healthcare, real estate, contractors, retail, addiction recovery, legal, financial, B2B services, B2C services, SaaS, nonprofits, tourism, and manufacturing. See how we approach each industry →

FAQ

Calculator questions, answered.

How much should a small business spend on advertising?
Industry benchmarks range from 2% of revenue (auto dealers) to 15% (SaaS), with most local-service businesses landing at 5–10%. The Step 1 advisor on this page applies an industry rate × business stage multiplier × growth-goal multiplier so the recommendation actually reflects whether you are launching (1.7×), growing (1.3×), established (1.0×), or mature (0.7×) — not a flat percentage.
Is the calculator really free?
Yes. No signup, no email gate, no trial. The calculator runs entirely in your browser. If you want us to review your plan and turn it into an actual launch, that conversation is also free — and the click is only there because plenty of visitors ask for it.
What channels does the calculator allocate across?
Search/SEM, Meta (Facebook/Instagram), LinkedIn, Targeted Display, Geofencing, Pre-Roll Video, Geo Video, OTT, Connected TV, Streaming Audio, YouTube TrueView, and Local Radio. You can also enter existing "Other" spend (billboards, print, an agency retainer) so the channel-mix math accounts for it instead of competing against it.
Where do the rate-card numbers come from?
Real Haugo Digital programmatic rate-card minimums and CPMs — not industry averages or theoretical pricing. Radio rates start at $350/mo for entry-level local schedules and $650+/mo for a 52-week long-term plan. Channel effectiveness ordering is anchored on Nielsen, Westwood One, Foursquare, eMarketer, and IAB studies (every figure is sourced on the references page).
Can I save or share the plan?
Yes. The "Get this plan reviewed" button at the bottom of the calculator sends the exact plan you built — channel split, dollar allocation, year-one totals, optional video creative production — straight to us. You do not have to retype anything. You can also screenshot the calculator and email it yourself; the URL is shareable.
Does the calculator work for businesses outside Rapid City and the Black Hills?
Yes. The four region tiers — Local, Regional, Nationwide-Regional, and Nationwide-Local — adjust the channel mix and audience scale to fit any U.S. market. Digital channels (SEM, social, display, geofencing, CTV/OTT, audio, YouTube) work anywhere. Radio is the only channel that is location-specific to the Black Hills audiences we cover.
How is this different from agency proposals or "marketing budget" rules of thumb?
Agency proposals usually anchor on what the agency wants to sell. "Spend 5–10% of revenue" is a rule of thumb, not a plan. This calculator works backwards from your business stage and goal, then forwards into a specific channel split with real rate-card minimums — so you see exactly what a 5-channel plan costs at a given budget, what channels lock until your budget grows, and what production costs (one-time video creative) actually run.
Is advertising tax-deductible?
Yes — advertising is "ordinary and necessary" business expense under IRC §162 and IRS Publication 334, fully deductible in the year incurred. Unlike a vehicle (5-year depreciation) or equipment (7+ year depreciation), advertising deducts in full immediately. The tax callout on the calculator page links the underlying statute and FASB ASC 720-35 accounting standard if you need it for your CPA.
Free · No obligation

Want this plan reviewed by an advertising specialist?

Click the button below the calculator and your exact plan lands in our inbox — channel split, dollar allocation, year-one totals. We respond same day. Free. No commitment.

Black Hills · South Dakota · Local digital anywhere in the U.S.